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Introduction
One of the more unusual aspects of life in Hong Kong is the fact that almost everyone you meet will employ a domestic helper, also known as a maid, to help with housework, cooking, and looking after the family’s children. The Hong Kong government requires that all employers in the city, including employers of domestic helpers, purchase an Employee Compensation insurance policy on their staff to cover the risk of the employee suffering from an accident or falling sick during the course of their normal working duties.
Things to consider
– You may be able to add this onto your own personal policy.
– It is illegal to not purchase health insurance for your helper.
Summary
No matter whether you choose to purchase an Employee Compensation Maid Insurance plan, or a more expansive and comprehensive Maid Insurance policy to cover your domestic helper in Hong Kong, you must obtain protection for your helper in the event that they suffer ill health effects due to their job.
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