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Introduction

With any luck, you’re employed, you’re in good health and you’re not struggling with debt. It’s enough for plan A. What about plan B? If you can’t provide an income, or if health gets in the way? That’s where protection insurance can provide a safety net. The type of insurance that’s best for you will depend on your responsibilities, and what you want or need to cover. Importantly many insurance products taken out in your home country may not be valid as an expat, as residency conditions have changed – this should be checked with urgency for anybody who assumes they already have cover in place.

Things to consider

Types of Insurance (click on the links below for more information):

Term Life insurance

Whole of Life

Accident and Disability Insurance

Health Insurance

Key Man Insurance

Domestic Helper Insurance

Summary

Deciding whether you need life or other insurance can be a complicated process, there will always be a pay off against the cost of insurance for the benefits it can provide. Nobody wants to pay for insurance; however everybody wants insurance when it is needed, such as a diagnosis of a critical illness.

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Additional Information Resources

Additional information resources are available by clicking on the links below:

You can also view information related to your particular stage of life: